Revenue Retention & Recovery — keep the money you already earned.

Protect every high-value transaction. High-ticket disputes shouldn't cost you thousands of dollars in refunds — they should stay on your books, where they belong.

If your business runs on high-ticket sales, a single dispute can put thousands of dollars at risk. Most chargeback tools solve the wrong problem — they focus on lowering your chargeback rate by refunding transactions, which just hands the revenue back to the customer. That's not protection. That's paying to lose.

NoblePay merchants get a three-layer Revenue Retention & Recovery shield: deflect the dispute before it becomes a chargeback, fight and win the ones that do come through, and get early visibility on any dispute that's forming so you can act instantly. It's designed for merchants whose average ticket is over $500 — luxury goods, travel, timeshares, coaching, training, professional sports, entertainment, and high-value services.

You pay nothing if we don't win the dispute

10%

Success fee on recovered funds — that's it

25+ yrs

Combined experience across high-risk verticals

FD.ID Deflect — stop disputes at the source

Real-time integration with the issuing bank resolves the customer's complaint before it ever posts as a chargeback. No refund, no lost sale, no ratio hit.

Representment — fight and win

For the chargebacks that do come through, we build the compelling-evidence case and go to bat with the card brands. Win-only pricing means it costs you nothing unless we recover.

Early notifications (Ethoca + CDRN)

Instant alerts when a dispute is forming so you can act in the window that matters — often refunding voluntarily or resolving directly before it escalates.

Keep the revenue you already earned

Win back up to thousands of dollars on every disputed transaction instead of watching it disappear into a refund cycle.

Reduce operational overhead

We handle the process end-to-end — the paperwork, the timelines, the card-brand back-and-forth. You focus on running the business.

Win-only pricing you can trust

Alerts cost $20–$30 per notification. FD.ID + Representment: 10% of the recovered amount. No setup fees, no monthly minimums, $0 if we don't win.

“In the first 30 days, chargebacks were down 50%. By day 60, we were down 63%. By day 90, we were down 93%. It just works.”

Mike · Founder, GroomerTracker

No obligation

Built for merchants where every disputed sale is real money.

Perfect for merchants with an average ticket over $500 — luxury goods, travel, coaching, training, professional sports & entertainment. Book a quick call and we'll walk you through exactly how the deflect / representment / alerts stack applies to your business. If we don't win, you don't pay.